welcome To PaydayLoansMonster
Why Payday Loans?
Time is more important than money. And there’s payday loan for that. Getting a reliable source of emergency fund can help you even during the most crucial situations. Payday loans are your next best source of immediate funds that you can access anywhere at any time.
You don’t need
credit history to
earn our trust
New to this whole “get a loan” thing? No worries. Even if you don’t have a credit history yet or you have credit but it’s in a bad shape, you are always welcome here. We provide services to those who need it. As long as you make payment on time, everything is going to be fine.
It doesn’t take long
to process your
instant online loans
Down with the old traditional way of falling in lines and waiting days to get approved. Our services allow you to get your funds immediately, without making you wait for long. Your time is important and we make sure you make the best of it.
Get the best rate
to help Your
Afraid falling into a debt trap. No worries. You won’t be. Our services are guaranteed to provide you with the best loan deals with the lowest interest rates ever. So you can manage your finances effectively without burying yourself with debt.
How Does It Work?
SELECT A LOAN
We’ve got plenty of options in store for you. Our services include a wide list of loan choices that are best for your needs.
PROVIDE YOUR DETAILS
Complete an online form and provide your information on the lender’s website. It’s fast and easy to use.
The lender will have to verify all the information you have provided. No worries, your personal data is safe and secure.
RECEIVE YOUR FUNDS
Once approved, your funds will be deposited immediately to your checking account. Get the money in as fast as 90 seconds.
Frequently Asked Questions
DO I NEED A GUARANTOR?
Usually, lenders would require a guarantor for borrowers with poor or no credit. If you are new to this and currently don’t have a credit history, you may want to go with a guarantor loan. It’s easy to get approved and with reasonable interest rates. However, if your credit is good, most lenders would no longer require you to provide one.
HOW FAST CAN I GET THE FUNDS?
Applying for an unsecured loan such as payday loans are easy and convenient. Using our platform, you will be able to complete the application process in as fast as 15 minutes. Just provide your details and get approved. The money is usually sent to your checking account within two minutes.
DO I HAVE TO PROVIDE A COLLATERAL?
Unsecured loans are backed only by the borrower’s creditworthiness. Thus, collateral is not required. If you’re applying for a payday loan, you don’t have to pledge an asset just to qualify for the loan. Just make sure to make payment on time to avoid getting extra charges and fees.
WHAT IS A LOGBOOK LOAN?
Logbook loans require collaterals such as vehicles as security deposits for the loan. If you’re applying for this type of loan, the lender will require you to hand over your ownership of the vehicle. You may still use the vehicle while your loan is ongoing. However, if you fail to pay off the loan, the lender may seize or sell the vehicle as payment for the loan.
WHAT IS PAYDAY LOAN?
It is often referred to as cash advances, small cash funds, instant cash, etc. A payday loan is one of the most reliable cash assistance you can get. It is relatively easy to acquire and the repayment terms are convenient. You can either have it tied on your next paycheck or if you wish to pay for it in advance, you can totally do so. Since payday loans are unsecured loans with no collateral needed, they are often offered with higher interest rates.